1. Pick a bank, any bank I ’ll confess, we have too many bank accounts. Our main chequing account is at one bank. Our RESP s are at another. My RRSPs through work are with one financial institution and my husband’s are with another. It’s too many accounts! I often see worse. Many people I meet with have multiple checking … Read More

H appy Holidays to you and your family! I hope that you are spending the day with those you care about most. We’ll be taking a little break from writing over the holiday, but we’ll be back on Dec 29th in full force. For you new (and regular) readers out there, here is our Million Dollar Journey User Guide that … Read More

A little while back, I experimented in having new financial perspectives writing for MDJ. Namely Kathryn the Personal Finance Coach, Ed Rempel the CFP and CMA, and QCash the self made millionaire in his 30’s. I wasn’t sure how well the new voices would be received at the time, but the positive feedback has been overwhelming. Having a fresh perspective … Read More

Great things are happening on the FundingUniverse front. It’s been a while since I’ve provided an update so I figured that I would talk about some of the exciting things that are happening lately. Great team. As I’ve mentioned in previous posts , so much of a company’s success depends on the quality of talent that you can attract. Thus … Read More

I received the newest edition of Canadian Business late last week and an article caught my eye. The article was called “The Rich 100 List” which listed Canada’s top 100 wealthiest people. We hear a lot about the richest Americans – Bill Gates, Warren Buffet, The Waltons, Lawrence Ellison, Michael Dell, the Google guys and the list goes on. But … Read More

A quick reminder that the “ Super Trader ” book giveaway ends tomorrow (Sat) at 5pm EST. Note that we’re giving away 3 copies, so the odds are pretty good! As well, the exclusive discount variable mortgage rate offered to MDJ Readers ends on Nov 1, 2009 (Sunday). So if you are in the market for a mortgage, P-0.25% is … Read More

“If you don’t know where you are going, you will wind up somewhere else.” – Yogi Berra W e went to a fascinating conference a couple weeks back that showed the inner workings of the financial planning industry in Canada. It was the first annual Financial Planning Week in Canada, so all the “experts” met for a day to discuss … Read More

Written for The Closet Entrepreneur by Sam Carpenter… Yes, I’ve read David Allen’s fine book Getting Things Done , maybe the most popular version of the concept of Business Process Management (BPM). There are lots of other management systems/philosophies too, most of them created by business consultants. Good stuff, much of it, GTD, TQM and the like. But I have … Read More

F inancial Advisors have been under enormous pressure over the last year; clients are getting tired of seeing red on their statements and are looking for answers from their advisors. The most common answers given by their advisors is “This is part of the market cycle, just stay invested and you will be fine in the long term.” There really … Read More